This website and the information contained herein are not intended for, and must not be accessed by, or distributed or disseminated to persons or entities present in the United States of America (including its territories and possessions, the “United States”), or any other jurisdiction, their territories and possessions, where such distribution or dissemination would be unlawful and do not constitute an offer in the United States or any other jurisdiction, their territories and possessions, where such an offer to buy or acquire, any stock, rights or other securities of the Bank would be unlawful.

The offers referred to herein are not being made, and will not be made, directly or indirectly in or into, or by use of the mails of, or by any means or instrumentality of interstate or foreign commerce of or of any facilities of a national securities exchange of, the United States. This includes, but is not limited to, facsimile transmission, electronic mail, telex, telephone, the internet and other forms of electronic communication. Any purported tender of Preference Stock in an Offer resulting directly or indirectly from a violation of these restrictions will be invalid.

United Kingdom

• The transactions described on this section of the website and any other documents or materials relating to such transactions described herein are not being made, and the documents and/or materials have not been approved, by an authorised person for the purposes of section 21 of FSMA.

• Accordingly, such documents and/or materials are not being distributed to, and must not be passed on to, the general public in the United Kingdom. The communication of such documents and/or materials as a financial promotion is only being made to, and may only be acted upon by, those persons in the United Kingdom falling within Article 43 of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005, as amended (the “Financial Promotion Order”) (which includes an existing member of the Issuer (as defined in the tender offer memorandum) and, therefore, includes the Stockholders (as defined in the tender offer memorandum)) or within the definition of investment professionals (as defined in Article 19(5) of the Financial Promotion Order) or any other persons to whom it may otherwise lawfully be made under the Financial Promotion Order.Financial Promotion Order) (which includes existing investors in the securities that are the subject of this website) or within the definition of investment professionals (as defined in Article 19(5) of the Financial Promotion Order) or any other persons to whom it may otherwise lawfully be made under the Financial Promotion Order.

Ireland

• The transactions described on this website and any other documents or materials relating to such transactions described herein are not being made, directly or indirectly, to the public in Ireland and no offers of any securities under or in connection with such transactions may be effected to persons in Ireland except in conformity with the provisions of Irish laws and regulations (the Applicable Irish Laws) including: (i) the Irish Companies Act 2014; (ii) the Irish Central Bank Acts 1942 to 2023 (as amended) and any codes of practice made under Section 117(1) of the Central Bank Act 1989 (as amended); (iii) Regulation (EU)2017/1129 (as amended), the European Union (Prospectus) Regulations 2019 and any rules issued under Section 1363 of the Companies Act by the Central Bank of Ireland (the Central Bank); (iv) the European Union (Markets in Financial Instruments) Regulations 2017 (as amended) and any codes or rules of conduct applicable thereunder, Regulation (EU) No 600/2014 and any delegated or implementing acts adopted thereunder and the provisions of the Investor Compensation Act 1998 (as amended); and (v) the Market Abuse Regulation (EU 596/2014) (as amended), the European Union (Market Abuse) Regulations 2016 (as amended) and any rules and guidelines issued under Section 1370 of the Irish Companies Act 2014 by the Central Bank.
• The transactions described on this website and any other documents or materials relating to them must not be distributed to persons in Ireland otherwise than in conformity with the provisions of the Applicable Irish Law.